Call reports 2021
PATTERSON STATE BANK — 2021
What PATTERSON STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 283,404,000 | 280,420,000 | 283,180,000 | 323,123,000 |
| Total loans | 176,772,000 | 170,292,000 | 156,002,000 | 154,536,000 |
| Allowance for loan losses | 1,773,000 | 1,843,000 | 1,728,000 | 2,445,000 |
| Securities available for sale | 57,481,000 | 54,570,000 | 55,729,000 | 69,190,000 |
| Securities held to maturity | 15,997,000 | 16,444,000 | 16,366,000 | 16,664,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 255,481,000 | 252,156,000 | 254,618,000 | 295,000,000 |
| Interest-bearing deposits | 181,878,000 | 180,321,000 | 182,730,000 | 225,863,000 |
| Noninterest-bearing deposits | 73,603,000 | 71,835,000 | 71,888,000 | 69,137,000 |
| Equity capital | 25,527,000 | 25,818,000 | 26,330,000 | 26,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,439,000 | 4,950,000 | 7,579,000 | 9,912,000 |
| Interest expense | 263,000 | 502,000 | 716,000 | 926,000 |
| Net interest income | 2,176,000 | 4,448,000 | 6,863,000 | 8,986,000 |
| Noninterest income | 264,000 | 543,000 | 829,000 | 1,206,000 |
| Noninterest expense | 1,892,000 | 3,758,000 | 5,603,000 | 7,617,000 |
| Provision for loan losses | 170,000 | 390,000 | 510,000 | 550,000 |
| Pretax income | 378,000 | 843,000 | 1,579,000 | 2,025,000 |
| Income tax | 24,000 | 64,000 | 161,000 | 210,000 |
| Net income | 354,000 | 779,000 | 1,418,000 | 1,815,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,479,000 | 24,654,000 | 25,294,000 | 25,441,000 |
| Total capital | 26,183,000 | 26,433,000 | 27,005,000 | 27,372,000 |
| Risk-weighted assets | 136,286,000 | 142,260,000 | 136,887,000 | 153,951,000 |