Call reports 2020
PATTERSON STATE BANK — 2020
What PATTERSON STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 242,508,000 | 287,260,000 | 286,372,000 | 311,864,000 |
| Total loans | 148,336,000 | 172,963,000 | 173,762,000 | 171,843,000 |
| Allowance for loan losses | 1,912,000 | 2,111,000 | 1,957,000 | 1,917,000 |
| Securities available for sale | 52,393,000 | 62,256,000 | 61,103,000 | 57,541,000 |
| Securities held to maturity | 15,669,000 | 15,472,000 | 15,174,000 | 15,057,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,021,000 | 254,390,000 | 253,345,000 | 283,830,000 |
| Interest-bearing deposits | 161,782,000 | 174,110,000 | 174,362,000 | 208,349,000 |
| Noninterest-bearing deposits | 49,239,000 | 80,280,000 | 78,983,000 | 75,481,000 |
| Equity capital | 24,520,000 | 25,725,000 | 26,010,000 | 25,712,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,416,000 | 5,340,000 | 7,613,000 | 9,665,000 |
| Interest expense | 442,000 | 838,000 | 1,181,000 | 1,516,000 |
| Net interest income | 1,974,000 | 4,502,000 | 6,432,000 | 8,149,000 |
| Noninterest income | 257,000 | 470,000 | 719,000 | 1,030,000 |
| Noninterest expense | 1,763,000 | 3,570,000 | 5,400,000 | 7,354,000 |
| Provision for loan losses | 60,000 | 260,000 | 380,000 | 500,000 |
| Pretax income | 408,000 | 1,144,000 | 1,373,000 | 1,351,000 |
| Income tax | 39,000 | 141,000 | 135,000 | 126,000 |
| Net income | 369,000 | 1,003,000 | 1,238,000 | 1,225,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,224,000 | 24,263,000 | 24,498,000 | 24,286,000 |
| Total capital | 25,861,000 | 25,985,000 | 26,153,000 | 26,070,000 |
| Risk-weighted assets | 130,666,000 | 137,363,000 | 132,067,000 | 142,597,000 |