Call reports 2019
PATTERSON STATE BANK — 2019
What PATTERSON STATE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 232,445,000 | 227,069,000 | 227,013,000 | 272,454,000 |
| Total loans | 156,790,000 | 155,782,000 | 151,355,000 | 148,604,000 |
| Allowance for loan losses | 2,131,000 | 2,174,000 | 2,228,000 | 1,857,000 |
| Securities available for sale | 37,495,000 | 39,237,000 | 38,417,000 | 39,773,000 |
| Securities held to maturity | 17,795,000 | 17,585,000 | 17,245,000 | 17,180,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,764,000 | 195,798,000 | 195,566,000 | 241,321,000 |
| Interest-bearing deposits | 154,975,000 | 149,475,000 | 146,220,000 | 189,807,000 |
| Noninterest-bearing deposits | 46,789,000 | 46,323,000 | 49,346,000 | 51,514,000 |
| Equity capital | 23,599,000 | 24,254,000 | 24,379,000 | 24,199,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,551,000 | 5,063,000 | 7,528,000 | 10,007,000 |
| Interest expense | 388,000 | 791,000 | 1,199,000 | 1,616,000 |
| Net interest income | 2,163,000 | 4,272,000 | 6,329,000 | 8,391,000 |
| Noninterest income | 240,000 | 475,000 | 741,000 | 986,000 |
| Noninterest expense | 1,704,000 | 3,444,000 | 5,251,000 | 7,297,000 |
| Provision for loan losses | 120,000 | 220,000 | 280,000 | 340,000 |
| Pretax income | 579,000 | 1,083,000 | 1,539,000 | 1,754,000 |
| Income tax | 69,000 | 125,000 | 171,000 | 109,000 |
| Net income | 510,000 | 958,000 | 1,368,000 | 1,645,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,845,000 | 23,869,000 | 23,878,000 | 23,855,000 |
| Total capital | 25,562,000 | 25,574,000 | 25,519,000 | 25,586,000 |
| Risk-weighted assets | 136,947,000 | 135,911,000 | 130,676,000 | 138,327,000 |