Call reports 2018
PATTERSON STATE BANK — 2018
What PATTERSON STATE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 219,308,000 | 220,510,000 | 221,101,000 | 272,071,000 |
| Total loans | 154,389,000 | 156,653,000 | 157,658,000 | 159,205,000 |
| Allowance for loan losses | 1,913,000 | 1,985,000 | 2,117,000 | 2,027,000 |
| Securities available for sale | 37,325,000 | 35,796,000 | 33,987,000 | 35,376,000 |
| Securities held to maturity | 17,774,000 | 18,715,000 | 19,230,000 | 19,167,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,295,000 | 184,801,000 | 183,779,000 | 241,738,000 |
| Interest-bearing deposits | 147,556,000 | 141,972,000 | 136,938,000 | 193,522,000 |
| Noninterest-bearing deposits | 39,739,000 | 42,830,000 | 46,841,000 | 48,215,000 |
| Equity capital | 23,026,000 | 22,689,000 | 22,696,000 | 23,331,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,283,000 | 4,649,000 | 7,062,000 | 9,542,000 |
| Interest expense | 199,000 | 407,000 | 652,000 | 975,000 |
| Net interest income | 2,084,000 | 4,242,000 | 6,410,000 | 8,567,000 |
| Noninterest income | 344,000 | 604,000 | 857,000 | 1,226,000 |
| Noninterest expense | 1,740,000 | 3,458,000 | 5,148,000 | 7,005,000 |
| Provision for loan losses | 100,000 | 220,000 | 310,000 | 340,000 |
| Pretax income | 588,000 | 1,168,000 | 1,809,000 | 2,448,000 |
| Income tax | 67,000 | 147,000 | 228,000 | 323,000 |
| Net income | 521,000 | 1,021,000 | 1,581,000 | 2,125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,455,000 | 23,180,000 | 23,415,000 | 23,735,000 |
| Total capital | 25,109,000 | 24,868,000 | 25,128,000 | 25,597,000 |
| Risk-weighted assets | 132,084,000 | 134,776,000 | 136,620,000 | 148,909,000 |