Call reports 2017
PATTERSON STATE BANK — 2017
What PATTERSON STATE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 216,776,000 | 218,176,000 | 213,801,000 | 245,773,000 |
| Total loans | 148,359,000 | 146,593,000 | 148,908,000 | 152,673,000 |
| Allowance for loan losses | 1,444,000 | 1,512,000 | 1,583,000 | 1,816,000 |
| Securities available for sale | 38,523,000 | 37,457,000 | 34,663,000 | 35,554,000 |
| Securities held to maturity | 20,634,000 | 20,257,000 | 19,699,000 | 18,957,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 183,648,000 | 184,354,000 | 180,822,000 | 216,135,000 |
| Interest-bearing deposits | 140,707,000 | 140,421,000 | 137,611,000 | 174,859,000 |
| Noninterest-bearing deposits | 42,941,000 | 43,933,000 | 43,211,000 | 41,276,000 |
| Equity capital | 23,171,000 | 22,991,000 | 23,102,000 | 22,815,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,244,000 | 4,527,000 | 6,808,000 | 9,114,000 |
| Interest expense | 167,000 | 353,000 | 550,000 | 748,000 |
| Net interest income | 2,077,000 | 4,174,000 | 6,258,000 | 8,366,000 |
| Noninterest income | 399,000 | 846,000 | 1,354,000 | 1,867,000 |
| Noninterest expense | 1,904,000 | 3,882,000 | 5,887,000 | 7,940,000 |
| Provision for loan losses | 180,000 | 330,000 | 510,000 | 750,000 |
| Pretax income | 420,000 | 836,000 | 1,243,000 | 1,571,000 |
| Income tax | 57,000 | 116,000 | 174,000 | 302,000 |
| Net income | 363,000 | 720,000 | 1,069,000 | 1,269,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,203,000 | 22,835,000 | 22,985,000 | 22,935,000 |
| Total capital | 24,647,000 | 24,347,000 | 24,568,000 | 24,653,000 |
| Risk-weighted assets | 127,984,000 | 127,908,000 | 128,023,000 | 137,243,000 |