Call reports 2016
PATTERSON STATE BANK — 2016
What PATTERSON STATE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 221,970,000 | 222,722,000 | 218,463,000 | 242,697,000 |
| Total loans | 145,116,000 | 147,495,000 | 145,853,000 | 146,999,000 |
| Allowance for loan losses | 1,555,000 | 1,676,000 | 1,678,000 | 1,515,000 |
| Securities available for sale | 46,713,000 | 42,399,000 | 38,155,000 | 36,285,000 |
| Securities held to maturity | 20,696,000 | 20,545,000 | 22,085,000 | 21,686,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 197,045,000 | 192,839,000 | 188,168,000 | 213,200,000 |
| Interest-bearing deposits | 146,212,000 | 145,194,000 | 140,048,000 | 169,504,000 |
| Noninterest-bearing deposits | 50,833,000 | 47,645,000 | 48,121,000 | 43,696,000 |
| Equity capital | 23,261,000 | 23,199,000 | 23,526,000 | 22,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 2,276,000 | 4,545,000 | 6,813,000 | 9,090,000 |
| Interest expense | 150,000 | 306,000 | 472,000 | 636,000 |
| Net interest income | 2,126,000 | 4,239,000 | 6,341,000 | 8,454,000 |
| Noninterest income | 450,000 | 963,000 | 1,536,000 | 1,961,000 |
| Noninterest expense | 1,901,000 | 3,877,000 | 5,925,000 | 8,097,000 |
| Provision for loan losses | 90,000 | 193,000 | 239,000 | 319,000 |
| Pretax income | 585,000 | 1,132,000 | 1,713,000 | 1,999,000 |
| Income tax | 118,000 | 222,000 | 330,000 | 346,000 |
| Net income | 467,000 | 910,000 | 1,383,000 | 1,653,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,980,000 | 22,773,000 | 22,995,000 | 22,890,000 |
| Total capital | 24,535,000 | 24,383,000 | 24,585,000 | 24,405,000 |
| Risk-weighted assets | 126,379,000 | 128,782,000 | 127,138,000 | 133,330,000 |