Call reports 2015
PATTERSON STATE BANK — 2015
What PATTERSON STATE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 227,570,000 | 227,881,000 | 225,614,000 | 256,554,000 |
| Total loans | 148,218,000 | 149,058,000 | 150,358,000 | 148,357,000 |
| Allowance for loan losses | 1,414,000 | 1,498,000 | 1,519,000 | 1,579,000 |
| Securities available for sale | 49,080,000 | 47,857,000 | 44,926,000 | 41,801,000 |
| Securities held to maturity | 15,504,000 | 18,333,000 | 18,059,000 | 18,993,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 202,821,000 | 203,715,000 | 193,980,000 | 231,954,000 |
| Interest-bearing deposits | 150,631,000 | 150,917,000 | 146,925,000 | 180,846,000 |
| Noninterest-bearing deposits | 52,190,000 | 52,798,000 | 47,055,000 | 51,108,000 |
| Equity capital | 22,934,000 | 22,516,000 | 22,890,000 | 22,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,731,000 | 7,150,000 | 9,488,000 |
| Interest expense | 154,000 | 309,000 | 469,000 | 627,000 |
| Net interest income | 2,199,000 | 4,422,000 | 6,681,000 | 8,861,000 |
| Noninterest income | 524,000 | 1,088,000 | 1,717,000 | 2,201,000 |
| Noninterest expense | 1,931,000 | 3,761,000 | 5,840,000 | 8,035,000 |
| Provision for loan losses | 75,000 | 150,000 | 200,000 | 325,000 |
| Pretax income | 717,000 | 1,588,000 | 2,347,000 | 2,691,000 |
| Income tax | 173,000 | 394,000 | 571,000 | 541,000 |
| Net income | 544,000 | 1,194,000 | 1,776,000 | 2,150,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,656,000 | 22,631,000 | 22,738,000 | 22,737,000 |
| Total capital | 24,070,000 | 24,129,000 | 24,257,000 | 24,316,000 |
| Risk-weighted assets | 126,576,000 | 129,094,000 | 132,014,000 | 135,361,000 |