Call reports 2014
PATTERSON STATE BANK — 2014
What PATTERSON STATE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 221,584,000 | 219,822,000 | 226,744,000 | 216,500,000 |
| Total loans | 142,907,000 | 142,693,000 | 145,794,000 | 146,464,000 |
| Allowance for loan losses | 1,418,000 | 1,383,000 | 1,397,000 | 1,356,000 |
| Securities available for sale | 36,649,000 | 36,303,000 | 43,642,000 | 43,487,000 |
| Securities held to maturity | 17,061,000 | 16,968,000 | 17,166,000 | 16,582,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 188,430,000 | 186,509,000 | 202,895,000 | 192,762,000 |
| Interest-bearing deposits | 135,773,000 | 135,913,000 | 149,145,000 | 143,604,000 |
| Noninterest-bearing deposits | 52,656,000 | 50,596,000 | 53,750,000 | 49,158,000 |
| Equity capital | 21,722,000 | 21,900,000 | 22,233,000 | 22,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,317,000 | 4,622,000 | 6,963,000 | 9,333,000 |
| Interest expense | 177,000 | 357,000 | 530,000 | 687,000 |
| Net interest income | 2,140,000 | 4,265,000 | 6,433,000 | 8,646,000 |
| Noninterest income | 542,000 | 869,000 | 1,557,000 | 2,096,000 |
| Noninterest expense | 1,729,000 | 3,497,000 | 5,331,000 | 7,588,000 |
| Provision for loan losses | 75,000 | 125,000 | 150,000 | 150,000 |
| Pretax income | 878,000 | 1,512,000 | 2,509,000 | 3,004,000 |
| Income tax | 231,000 | 380,000 | 651,000 | 702,000 |
| Net income | 647,000 | 1,132,000 | 1,858,000 | 2,302,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,307,000 | 22,143,000 | 22,418,000 | 22,313,000 |
| Total capital | 23,724,000 | 23,526,000 | 23,815,000 | 23,669,000 |
| Risk-weighted assets | 113,383,000 | 112,259,000 | 114,641,000 | 114,062,000 |