Call reports 2013
PATTERSON STATE BANK — 2013
What PATTERSON STATE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 215,571,000 | 216,015,000 | 219,416,000 | 210,594,000 |
| Total loans | 149,660,000 | 151,176,000 | 150,466,000 | 146,180,000 |
| Allowance for loan losses | 1,596,000 | 1,371,000 | 1,302,000 | 1,406,000 |
| Securities available for sale | 28,862,000 | 30,841,000 | 34,564,000 | 33,466,000 |
| Securities held to maturity | 18,081,000 | 17,771,000 | 17,657,000 | 17,844,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,914,000 | 183,970,000 | 183,671,000 | 178,379,000 |
| Interest-bearing deposits | 133,843,000 | 133,040,000 | 132,564,000 | 131,685,000 |
| Noninterest-bearing deposits | 44,071,000 | 50,930,000 | 51,107,000 | 46,694,000 |
| Equity capital | 21,704,000 | 20,962,000 | 21,503,000 | 21,007,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,290,000 | 4,618,000 | 7,003,000 | 9,416,000 |
| Interest expense | 244,000 | 453,000 | 641,000 | 827,000 |
| Net interest income | 2,046,000 | 4,165,000 | 6,362,000 | 8,589,000 |
| Noninterest income | 394,000 | 824,000 | 1,216,000 | 1,647,000 |
| Noninterest expense | 1,786,000 | 3,489,000 | 5,178,000 | 7,158,000 |
| Provision for loan losses | 135,000 | 270,000 | 545,000 | 680,000 |
| Pretax income | 519,000 | 1,230,000 | 1,865,000 | 2,408,000 |
| Income tax | 108,000 | 280,000 | 427,000 | 582,000 |
| Net income | 411,000 | 950,000 | 1,438,000 | 1,826,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,569,000 | 21,607,000 | 22,045,000 | 21,835,000 |
| Total capital | 23,083,000 | 22,978,000 | 23,347,000 | 23,241,000 |
| Risk-weighted assets | 121,043,000 | 120,910,000 | 120,354,000 | 114,559,000 |