Call reports 2012
PATTERSON STATE BANK — 2012
What PATTERSON STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 214,779,000 | 211,776,000 | 214,187,000 | 210,968,000 |
| Total loans | 144,106,000 | 148,677,000 | 150,604,000 | 147,953,000 |
| Allowance for loan losses | 1,519,000 | 1,668,000 | 1,485,000 | 1,653,000 |
| Securities available for sale | 37,929,000 | 35,738,000 | 30,840,000 | 29,707,000 |
| Securities held to maturity | 15,331,000 | 15,210,000 | 18,819,000 | 18,773,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 187,267,000 | 184,013,000 | 181,345,000 | 173,348,000 |
| Interest-bearing deposits | 147,050,000 | 143,615,000 | 135,237,000 | 131,148,000 |
| Noninterest-bearing deposits | 40,217,000 | 40,398,000 | 46,108,000 | 42,201,000 |
| Equity capital | 21,354,000 | 21,631,000 | 21,829,000 | 21,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 2,495,000 | 4,923,000 | 7,433,000 | 9,848,000 |
| Interest expense | 460,000 | 879,000 | 1,205,000 | 1,474,000 |
| Net interest income | 2,035,000 | 4,044,000 | 6,228,000 | 8,374,000 |
| Noninterest income | 353,000 | 755,000 | 1,047,000 | 1,453,000 |
| Noninterest expense | 1,569,000 | 3,138,000 | 4,747,000 | 6,610,000 |
| Provision for loan losses | 90,000 | 270,000 | 380,000 | 560,000 |
| Pretax income | 717,000 | 1,495,000 | 2,257,000 | 2,776,000 |
| Income tax | 177,000 | 342,000 | 539,000 | 555,000 |
| Net income | 540,000 | 1,153,000 | 1,718,000 | 2,221,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,089,000 | 21,277,000 | 21,417,000 | 21,494,000 |
| Total capital | 22,602,000 | 22,789,000 | 22,902,000 | 22,991,000 |
| Risk-weighted assets | 121,051,000 | 120,819,000 | 121,408,000 | 119,608,000 |