Call reports 2011
PATTERSON STATE BANK — 2011
What PATTERSON STATE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 216,395,000 | 209,384,000 | 208,612,000 | 208,226,000 |
| Total loans | 136,590,000 | 137,965,000 | 140,247,000 | 144,906,000 |
| Allowance for loan losses | 1,628,000 | 1,520,000 | 1,518,000 | 1,494,000 |
| Securities available for sale | 42,207,000 | 35,674,000 | 29,361,000 | 31,840,000 |
| Securities held to maturity | 19,034,000 | 18,525,000 | 20,979,000 | 20,831,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,391,000 | 182,814,000 | 181,789,000 | 181,266,000 |
| Interest-bearing deposits | 153,051,000 | 148,114,000 | 144,342,000 | 141,179,000 |
| Noninterest-bearing deposits | 37,339,000 | 34,700,000 | 37,447,000 | 40,087,000 |
| Equity capital | 19,882,000 | 20,467,000 | 20,934,000 | 20,907,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 2,591,000 | 5,152,000 | 7,684,000 | 10,208,000 |
| Interest expense | 665,000 | 1,263,000 | 1,824,000 | 2,330,000 |
| Net interest income | 1,926,000 | 3,889,000 | 5,860,000 | 7,878,000 |
| Noninterest income | 350,000 | 638,000 | 893,000 | 1,216,000 |
| Noninterest expense | 1,606,000 | 3,212,000 | 4,745,000 | 6,367,000 |
| Provision for loan losses | 225,000 | 375,000 | 450,000 | 675,000 |
| Pretax income | 445,000 | 940,000 | 1,558,000 | 2,052,000 |
| Income tax | 76,000 | 183,000 | 325,000 | 448,000 |
| Net income | 369,000 | 757,000 | 1,233,000 | 1,604,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,968,000 | 20,146,000 | 20,491,000 | 20,548,000 |
| Total capital | 21,480,000 | 21,656,000 | 21,984,000 | 22,042,000 |
| Risk-weighted assets | 120,838,000 | 120,784,000 | 119,434,000 | 120,232,000 |