Call reports 2010
PATTERSON STATE BANK — 2010
What PATTERSON STATE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 227,624,000 | 217,560,000 | 218,932,000 | 213,268,000 |
| Total loans | 150,280,000 | 147,825,000 | 145,947,000 | 141,279,000 |
| Allowance for loan losses | 1,314,000 | 1,426,000 | 1,481,000 | 1,438,000 |
| Securities available for sale | 28,511,000 | 28,409,000 | 27,974,000 | 33,184,000 |
| Securities held to maturity | 20,252,000 | 19,740,000 | 20,681,000 | 19,880,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,709,000 | 184,513,000 | 192,677,000 | 187,414,000 |
| Interest-bearing deposits | 163,069,000 | 156,901,000 | 154,027,000 | 147,867,000 |
| Noninterest-bearing deposits | 31,640,000 | 27,612,000 | 38,650,000 | 39,547,000 |
| Equity capital | 19,927,000 | 20,070,000 | 19,945,000 | 19,622,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,813,000 | 5,641,000 | 8,406,000 | 11,101,000 |
| Interest expense | 948,000 | 1,853,000 | 2,650,000 | 3,373,000 |
| Net interest income | 1,865,000 | 3,788,000 | 5,756,000 | 7,728,000 |
| Noninterest income | 333,000 | 310,000 | 440,000 | 679,000 |
| Noninterest expense | 1,507,000 | 3,096,000 | 4,828,000 | 6,535,000 |
| Provision for loan losses | 350,000 | 700,000 | 800,000 | 1,100,000 |
| Pretax income | 341,000 | 302,000 | 731,000 | 935,000 |
| Income tax | 23,000 | 0 | 28,000 | -136,000 |
| Net income | 318,000 | 302,000 | 703,000 | 1,071,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,436,000 | 19,422,000 | 19,505,000 | 19,716,000 |
| Total capital | 20,750,000 | 20,848,000 | 20,986,000 | 21,154,000 |
| Risk-weighted assets | 130,112,000 | 125,468,000 | 125,943,000 | 124,757,000 |