Call reports 2009
PATTERSON STATE BANK — 2009
What PATTERSON STATE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 225,636,000 | 226,216,000 | 229,379,000 | 225,117,000 |
| Total loans | 151,217,000 | 151,508,000 | 155,846,000 | 153,243,000 |
| Allowance for loan losses | 1,121,000 | 1,028,000 | 1,276,000 | 1,441,000 |
| Securities available for sale | 28,426,000 | 28,527,000 | 29,595,000 | 28,022,000 |
| Securities held to maturity | 22,544,000 | 23,389,000 | 24,078,000 | 23,335,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 196,330,000 | 192,505,000 | 194,988,000 | 192,264,000 |
| Interest-bearing deposits | 156,328,000 | 155,538,000 | 158,403,000 | 158,179,000 |
| Noninterest-bearing deposits | 40,002,000 | 36,967,000 | 36,585,000 | 34,085,000 |
| Equity capital | 16,227,000 | 20,305,000 | 20,759,000 | 19,567,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,841,000 | 5,719,000 | 8,624,000 | 11,532,000 |
| Interest expense | 1,142,000 | 2,215,000 | 3,287,000 | 4,313,000 |
| Net interest income | 1,699,000 | 3,504,000 | 5,337,000 | 7,219,000 |
| Noninterest income | 352,000 | 692,000 | 1,107,000 | 1,162,000 |
| Noninterest expense | 1,516,000 | 3,096,000 | 4,709,000 | 6,743,000 |
| Provision for loan losses | 0 | 0 | 140,000 | 1,816,000 |
| Pretax income | 535,000 | 1,100,000 | 1,595,000 | -178,000 |
| Income tax | 95,000 | 199,000 | 273,000 | -357,000 |
| Net income | 440,000 | 901,000 | 1,322,000 | 179,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,797,000 | 19,879,000 | 20,264,000 | 19,119,000 |
| Total capital | 16,918,000 | 20,907,000 | 21,540,000 | 20,560,000 |
| Risk-weighted assets | 133,179,000 | 132,492,000 | 134,244,000 | 132,766,000 |