Call reports 2007
PATTERSON STATE BANK — 2007
What PATTERSON STATE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 181,707,000 | 178,200,000 | 179,555,000 | 191,438,000 |
| Total loans | 112,854,000 | 114,607,000 | 114,194,000 | 119,191,000 |
| Allowance for loan losses | 1,200,000 | 1,148,000 | 1,107,000 | 1,068,000 |
| Securities available for sale | 30,712,000 | 33,340,000 | 34,292,000 | 31,906,000 |
| Securities held to maturity | 8,138,000 | 8,175,000 | 11,898,000 | 13,633,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,698,000 | 162,909,000 | 163,671,000 | 175,342,000 |
| Interest-bearing deposits | 134,141,000 | 132,558,000 | 132,785,000 | 146,694,000 |
| Noninterest-bearing deposits | 32,557,000 | 30,351,000 | 30,885,000 | 28,648,000 |
| Equity capital | 11,067,000 | 11,508,000 | 12,188,000 | 12,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,749,000 | 5,613,000 | 8,447,000 | 11,211,000 |
| Interest expense | 1,129,000 | 2,330,000 | 3,561,000 | 4,728,000 |
| Net interest income | 1,620,000 | 3,283,000 | 4,886,000 | 6,483,000 |
| Noninterest income | 362,000 | 713,000 | 1,101,000 | 1,548,000 |
| Noninterest expense | 1,149,000 | 2,319,000 | 3,615,000 | 5,432,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 833,000 | 1,677,000 | 2,372,000 | 2,599,000 |
| Income tax | 249,000 | 503,000 | 694,000 | 687,000 |
| Net income | 584,000 | 1,174,000 | 1,678,000 | 1,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,173,000 | 11,764,000 | 12,268,000 | 12,443,000 |
| Total capital | 12,375,000 | 12,912,000 | 13,375,000 | 13,511,000 |
| Risk-weighted assets | 104,368,000 | 104,301,000 | 102,397,000 | 107,935,000 |