Call reports 2001
PATTERSON STATE BANK — 2001
What PATTERSON STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 83,913,000 | 86,171,000 | 87,738,000 | 94,543,000 |
| Total loans | 56,123,000 | 58,841,000 | 58,767,000 | 60,066,000 |
| Allowance for loan losses | 901,000 | 914,000 | 1,017,000 | 1,025,000 |
| Securities available for sale | 19,945,000 | 20,264,000 | 18,791,000 | 22,530,000 |
| Securities held to maturity | 764,000 | 764,000 | 737,000 | 705,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 67,337,000 | 68,204,000 | 70,606,000 | 72,998,000 |
| Interest-bearing deposits | 54,746,000 | 55,580,000 | 57,492,000 | 60,225,000 |
| Noninterest-bearing deposits | 12,591,000 | 12,624,000 | 13,114,000 | 12,773,000 |
| Equity capital | 6,996,000 | 7,215,000 | 7,549,000 | 7,576,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,553,000 | 3,149,000 | 4,737,000 | 6,297,000 |
| Interest expense | 727,000 | 1,429,000 | 2,074,000 | 2,712,000 |
| Net interest income | 826,000 | 1,720,000 | 2,663,000 | 3,585,000 |
| Noninterest income | 179,000 | 383,000 | 586,000 | 841,000 |
| Noninterest expense | 704,000 | 1,428,000 | 2,165,000 | 3,004,000 |
| Provision for loan losses | 75,000 | 210,000 | 315,000 | 370,000 |
| Pretax income | 226,000 | 465,000 | 769,000 | 1,052,000 |
| Income tax | 72,000 | 146,000 | 244,000 | 341,000 |
| Net income | 154,000 | 319,000 | 525,000 | 711,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,812,000 | 6,977,000 | 7,183,000 | 7,368,000 |
| Total capital | 7,439,000 | 7,618,000 | 7,824,000 | 8,029,000 |
| Risk-weighted assets | 49,865,000 | 51,046,000 | 50,903,000 | 52,807,000 |