Call reports 2026
EXCHANGE BANK AND TRUST COMPANY — 2026
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 221,046,000 | 212,526,000 |
| Total loans | 102,584,000 | 104,015,000 |
| Allowance for loan losses | 976,000 | 1,070,000 |
| Securities available for sale | 37,617,000 | 44,615,000 |
| Securities held to maturity | 53,987,000 | 52,896,000 |
| Trading assets | 0 | 0 |
| Total deposits | 200,494,000 | 191,275,000 |
| Interest-bearing deposits | 147,936,000 | 144,961,000 |
| Noninterest-bearing deposits | 52,558,000 | 46,314,000 |
| Equity capital | 19,896,000 | 20,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 2,480,000 | 5,156,000 |
| Interest expense | 348,000 | 745,000 |
| Net interest income | 2,132,000 | 4,411,000 |
| Noninterest income | 110,000 | 216,000 |
| Noninterest expense | 1,063,000 | 2,091,000 |
| Provision for loan losses | 0 | 100,000 |
| Pretax income | 1,179,000 | 2,436,000 |
| Income tax | 0 | 0 |
| Net income | 1,179,000 | 2,436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 23,856,000 | 25,455,000 |