Call reports 2023
EXCHANGE BANK AND TRUST COMPANY — 2023
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 196,072,000 | 189,694,000 | 191,812,000 | 169,723,000 |
| Total loans | 82,358,000 | 85,557,000 | 85,289,000 | 86,673,000 |
| Allowance for loan losses | 958,000 | 957,000 | 956,000 | 955,000 |
| Securities available for sale | 33,591,000 | 32,248,000 | 30,054,000 | 10,972,000 |
| Securities held to maturity | 68,498,000 | 67,372,000 | 66,165,000 | 65,190,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,569,000 | 168,852,000 | 157,022,000 | 155,330,000 |
| Interest-bearing deposits | 127,357,000 | 120,981,000 | 110,089,000 | 105,845,000 |
| Noninterest-bearing deposits | 50,213,000 | 47,870,000 | 46,933,000 | 49,484,000 |
| Equity capital | 10,023,000 | 10,592,000 | 14,289,000 | 13,980,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,804,000 | 3,679,000 | 5,502,000 | 7,405,000 |
| Interest expense | 130,000 | 286,000 | 545,000 | 864,000 |
| Net interest income | 1,674,000 | 3,393,000 | 4,957,000 | 6,541,000 |
| Noninterest income | 142,000 | 277,000 | 4,133,000 | 4,702,000 |
| Noninterest expense | 840,000 | 1,715,000 | 2,749,000 | 3,810,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 976,000 | 1,955,000 | 6,341,000 | 5,732,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 976,000 | 1,955,000 | 6,341,000 | 5,732,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,866,000 | 19,343,000 | 23,230,000 | 20,873,000 |
| Total capital | 19,824,000 | 20,300,000 | 24,187,000 | 21,828,000 |
| Risk-weighted assets | 90,094,000 | 89,978,000 | 90,300,000 | 86,057,000 |