Call reports 2022
EXCHANGE BANK AND TRUST COMPANY — 2022
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 193,947,000 | 203,096,000 | 196,953,000 | 196,097,000 |
| Total loans | 75,409,000 | 75,799,000 | 76,973,000 | 80,863,000 |
| Allowance for loan losses | 962,000 | 959,000 | 957,000 | 957,000 |
| Securities available for sale | 110,453,000 | 109,173,000 | 37,690,000 | 36,471,000 |
| Securities held to maturity | 0 | 0 | 70,691,000 | 69,573,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,049,000 | 197,026,000 | 187,465,000 | 179,754,000 |
| Interest-bearing deposits | 127,701,000 | 144,003,000 | 135,025,000 | 124,615,000 |
| Noninterest-bearing deposits | 53,347,000 | 53,023,000 | 52,440,000 | 55,139,000 |
| Equity capital | 12,489,000 | 5,566,000 | 8,883,000 | 8,958,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,435,000 | 3,030,000 | 4,728,000 | 6,461,000 |
| Interest expense | 43,000 | 90,000 | 137,000 | 211,000 |
| Net interest income | 1,392,000 | 2,940,000 | 4,591,000 | 6,250,000 |
| Noninterest income | 133,000 | 443,000 | 664,000 | 809,000 |
| Noninterest expense | 816,000 | 1,705,000 | 2,586,000 | 3,394,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 709,000 | 1,678,000 | 2,669,000 | 3,665,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 709,000 | 1,678,000 | 2,669,000 | 3,665,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,434,000 | 17,906,000 | 18,395,000 | 17,889,000 |
| Total capital | 18,396,000 | 18,865,000 | 19,352,000 | 18,846,000 |
| Risk-weighted assets | 83,919,000 | 89,414,000 | 89,044,000 | 90,609,000 |