Call reports 2021
EXCHANGE BANK AND TRUST COMPANY — 2021
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 184,191,000 | 183,905,000 | 184,761,000 | 177,002,000 |
| Total loans | 67,605,000 | 66,944,000 | 70,859,000 | 71,531,000 |
| Allowance for loan losses | 967,000 | 967,000 | 964,000 | 963,000 |
| Securities available for sale | 103,618,000 | 113,089,000 | 106,423,000 | 100,145,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 166,604,000 | 162,949,000 | 159,478,000 | 159,466,000 |
| Interest-bearing deposits | 122,927,000 | 116,214,000 | 110,072,000 | 108,513,000 |
| Noninterest-bearing deposits | 43,678,000 | 46,735,000 | 49,406,000 | 50,953,000 |
| Equity capital | 17,224,000 | 17,343,000 | 19,755,000 | 17,177,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,279,000 | 2,641,000 | 4,055,000 | 5,474,000 |
| Interest expense | 40,000 | 82,000 | 125,000 | 167,000 |
| Net interest income | 1,239,000 | 2,559,000 | 3,930,000 | 5,307,000 |
| Noninterest income | 123,000 | 257,000 | 2,206,000 | 2,341,000 |
| Noninterest expense | 774,000 | 1,573,000 | 2,400,000 | 3,150,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 588,000 | 1,243,000 | 3,741,000 | 4,503,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 588,000 | 1,243,000 | 3,741,000 | 4,503,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,810,000 | 15,964,000 | 17,963,000 | 16,725,000 |
| Total capital | 16,777,000 | 16,892,000 | 18,927,000 | 17,688,000 |
| Risk-weighted assets | 77,750,000 | 74,183,000 | 81,365,000 | 77,716,000 |