Call reports 2018
EXCHANGE BANK AND TRUST COMPANY — 2018
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 147,782,000 | 146,410,000 | 139,841,000 | 137,600,000 |
| Total loans | 58,141,000 | 58,934,000 | 61,862,000 | 62,670,000 |
| Allowance for loan losses | 639,000 | 664,000 | 661,000 | 660,000 |
| Securities available for sale | 77,388,000 | 77,040,000 | 73,426,000 | 71,169,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,971,000 | 132,602,000 | 121,048,000 | 119,007,000 |
| Interest-bearing deposits | 103,707,000 | 99,214,000 | 86,515,000 | 82,189,000 |
| Noninterest-bearing deposits | 30,264,000 | 33,388,000 | 34,534,000 | 36,818,000 |
| Equity capital | 13,461,000 | 13,353,000 | 13,265,000 | 13,032,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,230,000 | 2,522,000 | 3,864,000 | 5,210,000 |
| Interest expense | 60,000 | 122,000 | 203,000 | 300,000 |
| Net interest income | 1,170,000 | 2,400,000 | 3,661,000 | 4,910,000 |
| Noninterest income | 151,000 | 312,000 | 464,000 | 619,000 |
| Noninterest expense | 770,000 | 1,521,000 | 2,287,000 | 3,002,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 551,000 | 1,179,000 | 1,824,000 | 2,513,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 551,000 | 1,179,000 | 1,824,000 | 2,513,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,846,000 | 14,974,000 | 15,120,000 | 14,608,000 |
| Total capital | 15,485,000 | 15,638,000 | 15,781,000 | 15,268,000 |
| Risk-weighted assets | 64,224,000 | 65,458,000 | 66,375,000 | 66,574,000 |