Call reports 2017
EXCHANGE BANK AND TRUST COMPANY — 2017
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 129,342,000 | 131,248,000 | 126,481,000 | 134,737,000 |
| Total loans | 55,210,000 | 56,048,000 | 55,970,000 | 58,052,000 |
| Allowance for loan losses | 641,000 | 646,000 | 644,000 | 638,000 |
| Securities available for sale | 67,162,000 | 62,721,000 | 63,110,000 | 67,343,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 114,287,000 | 115,818,000 | 111,087,000 | 120,495,000 |
| Interest-bearing deposits | 85,956,000 | 83,997,000 | 79,728,000 | 85,482,000 |
| Noninterest-bearing deposits | 28,332,000 | 31,821,000 | 31,359,000 | 35,013,000 |
| Equity capital | 14,754,000 | 15,052,000 | 14,988,000 | 13,969,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,102,000 | 2,268,000 | 3,419,000 | 4,547,000 |
| Interest expense | 39,000 | 73,000 | 105,000 | 140,000 |
| Net interest income | 1,063,000 | 2,195,000 | 3,314,000 | 4,407,000 |
| Noninterest income | 161,000 | 303,000 | 440,000 | 588,000 |
| Noninterest expense | 770,000 | 1,563,000 | 2,324,000 | 3,060,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 454,000 | 994,000 | 1,489,000 | 1,994,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 454,000 | 994,000 | 1,489,000 | 1,994,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,531,000 | 14,571,000 | 14,565,000 | 14,295,000 |
| Total capital | 15,172,000 | 15,216,000 | 15,209,000 | 14,933,000 |
| Risk-weighted assets | 60,368,000 | 60,066,000 | 58,634,000 | 61,670,000 |