Call reports 2011
EXCHANGE BANK AND TRUST COMPANY — 2011
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 111,133,000 | 112,859,000 | 109,453,000 | 111,353,000 |
| Total loans | 42,334,000 | 43,750,000 | 44,837,000 | 44,688,000 |
| Allowance for loan losses | 1,029,000 | 1,039,000 | 1,050,000 | 761,000 |
| Securities available for sale | 50,512,000 | 57,397,000 | 57,404,000 | 58,845,000 |
| Securities held to maturity | 1,611,000 | 1,567,000 | 1,121,000 | 653,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 95,344,000 | 95,806,000 | 92,081,000 | 94,691,000 |
| Interest-bearing deposits | 75,331,000 | 74,004,000 | 72,172,000 | 75,845,000 |
| Noninterest-bearing deposits | 20,014,000 | 21,803,000 | 19,909,000 | 18,846,000 |
| Equity capital | 14,526,000 | 15,357,000 | 15,897,000 | 15,349,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,128,000 | 2,271,000 | 3,466,000 | 4,604,000 |
| Interest expense | 99,000 | 190,000 | 276,000 | 353,000 |
| Net interest income | 1,029,000 | 2,081,000 | 3,190,000 | 4,251,000 |
| Noninterest income | 159,000 | 360,000 | 523,000 | 661,000 |
| Noninterest expense | 799,000 | 1,599,000 | 2,402,000 | 3,185,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 392,000 | 845,000 | 1,314,000 | 2,030,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 392,000 | 845,000 | 1,314,000 | 2,030,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,575,000 | 11,633,000 | 11,711,000 | 11,532,000 |
| Total capital | 11,976,000 | 12,052,000 | 12,325,000 | 12,169,000 |
| Risk-weighted assets | 49,655,000 | 46,837,000 | 49,371,000 | 50,837,000 |