Call reports 2001
EXCHANGE BANK AND TRUST COMPANY — 2001
What EXCHANGE BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 111,498,000 | 110,995,000 | 112,793,000 | 105,522,000 |
| Total loans | 50,039,000 | 51,990,000 | 54,179,000 | 54,211,000 |
| Allowance for loan losses | 1,396,000 | 1,395,000 | 1,395,000 | 1,410,000 |
| Securities available for sale | 16,322,000 | 21,860,000 | 12,797,000 | 15,427,000 |
| Securities held to maturity | 26,431,000 | 22,353,000 | 25,929,000 | 23,460,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 96,130,000 | 95,165,000 | 96,355,000 | 89,965,000 |
| Interest-bearing deposits | 80,935,000 | 80,516,000 | 79,894,000 | 75,747,000 |
| Noninterest-bearing deposits | 15,195,000 | 14,649,000 | 16,461,000 | 14,218,000 |
| Equity capital | 14,192,000 | 14,365,000 | 14,895,000 | 14,083,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,837,000 | 3,659,000 | 5,452,000 | 7,113,000 |
| Interest expense | 872,000 | 1,676,000 | 2,445,000 | 3,067,000 |
| Net interest income | 965,000 | 1,983,000 | 3,007,000 | 4,046,000 |
| Noninterest income | 223,000 | 407,000 | 618,000 | 841,000 |
| Noninterest expense | 993,000 | 1,967,000 | 2,882,000 | 3,885,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 198,000 | 426,000 | 774,000 | 1,099,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 198,000 | 426,000 | 774,000 | 1,099,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,895,000 | 8,228,000 | 8,681,000 | 8,286,000 |
| Total capital | 8,619,000 | 9,040,000 | 9,368,000 | 8,964,000 |
| Risk-weighted assets | 57,249,000 | 64,377,000 | 54,228,000 | 53,537,000 |