Call reports 2014
PINE RIVER VALLEY BANK — 2014
What PINE RIVER VALLEY BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 138,085,000 | 140,609,000 | 142,054,000 | 135,408,000 |
| Total loans | 66,535,000 | 65,281,000 | 70,531,000 | 66,935,000 |
| Allowance for loan losses | 1,653,000 | 1,655,000 | 1,657,000 | 1,659,000 |
| Securities available for sale | 45,178,000 | 43,945,000 | 42,448,000 | 40,873,000 |
| Securities held to maturity | 498,000 | 498,000 | 499,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 122,935,000 | 125,395,000 | 126,985,000 | 120,278,000 |
| Interest-bearing deposits | 88,042,000 | 89,347,000 | 87,175,000 | 83,805,000 |
| Noninterest-bearing deposits | 34,893,000 | 36,048,000 | 39,810,000 | 36,473,000 |
| Equity capital | 13,822,000 | 13,944,000 | 13,720,000 | 13,870,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 1,243,000 | 2,472,000 | 3,701,000 | 4,965,000 |
| Interest expense | 59,000 | 119,000 | 176,000 | 231,000 |
| Net interest income | 1,184,000 | 2,353,000 | 3,525,000 | 4,734,000 |
| Noninterest income | -119,000 | 83,000 | 326,000 | 549,000 |
| Noninterest expense | 1,408,000 | 2,836,000 | 4,499,000 | 5,915,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -343,000 | -402,000 | -650,000 | -634,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -343,000 | -402,000 | -650,000 | -634,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,080,000 | 13,044,000 | 12,783,000 | 12,808,000 |
| Total capital | 14,086,000 | 14,023,000 | 13,815,000 | 13,788,000 |
| Risk-weighted assets | 79,811,000 | 77,615,000 | 81,917,000 | 77,762,000 |