Call reports 2013
PINE RIVER VALLEY BANK — 2013
What PINE RIVER VALLEY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 144,689,000 | 145,484,000 | 148,865,000 | 137,478,000 |
| Total loans | 74,332,000 | 73,569,000 | 70,491,000 | 66,841,000 |
| Allowance for loan losses | 1,909,000 | 1,905,000 | 1,831,000 | 1,665,000 |
| Securities available for sale | 41,120,000 | 43,305,000 | 48,173,000 | 46,022,000 |
| Securities held to maturity | 498,000 | 498,000 | 498,000 | 498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,516,000 | 129,716,000 | 133,227,000 | 122,115,000 |
| Interest-bearing deposits | 97,670,000 | 97,276,000 | 97,441,000 | 87,954,000 |
| Noninterest-bearing deposits | 32,846,000 | 32,440,000 | 35,786,000 | 34,161,000 |
| Equity capital | 12,736,000 | 14,437,000 | 14,230,000 | 13,892,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,293,000 | 2,549,000 | 3,847,000 | 5,114,000 |
| Interest expense | 103,000 | 193,000 | 272,000 | 337,000 |
| Net interest income | 1,190,000 | 2,356,000 | 3,575,000 | 4,777,000 |
| Noninterest income | -216,000 | 115,000 | 356,000 | 558,000 |
| Noninterest expense | 1,453,000 | 2,941,000 | 4,429,000 | 5,925,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | -479,000 | -470,000 | -498,000 | -590,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -479,000 | -470,000 | -498,000 | -590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,568,000 | 13,557,000 | 13,516,000 | 13,403,000 |
| Total capital | 12,640,000 | 14,639,000 | 14,569,000 | 14,410,000 |
| Risk-weighted assets | 84,938,000 | 85,690,000 | 83,439,000 | 79,902,000 |