Call reports 2012
PINE RIVER VALLEY BANK — 2012
What PINE RIVER VALLEY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 145,917,000 | 151,977,000 | 157,448,000 | 147,954,000 |
| Total loans | 80,621,000 | 79,431,000 | 77,047,000 | 77,170,000 |
| Allowance for loan losses | 2,463,000 | 2,316,000 | 2,170,000 | 2,170,000 |
| Securities available for sale | 32,520,000 | 35,540,000 | 36,192,000 | 36,468,000 |
| Securities held to maturity | 498,000 | 498,000 | 498,000 | 498,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 130,652,000 | 136,793,000 | 142,167,000 | 133,292,000 |
| Interest-bearing deposits | 100,546,000 | 106,567,000 | 107,002,000 | 99,779,000 |
| Noninterest-bearing deposits | 30,106,000 | 30,226,000 | 35,165,000 | 33,513,000 |
| Equity capital | 13,812,000 | 13,870,000 | 13,801,000 | 13,251,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,383,000 | 2,779,000 | 4,170,000 | 5,562,000 |
| Interest expense | 182,000 | 356,000 | 504,000 | 627,000 |
| Net interest income | 1,201,000 | 2,423,000 | 3,666,000 | 4,935,000 |
| Noninterest income | 156,000 | 331,000 | 419,000 | 321,000 |
| Noninterest expense | 1,693,000 | 3,202,000 | 4,820,000 | 6,363,000 |
| Provision for loan losses | 194,000 | 294,000 | 294,000 | 294,000 |
| Pretax income | -270,000 | -482,000 | -591,000 | -747,000 |
| Income tax | -144,000 | -258,000 | -336,000 | -180,000 |
| Net income | -126,000 | -224,000 | -255,000 | -567,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,866,000 | 12,495,000 | 12,463,000 | 12,211,000 |
| Total capital | 14,068,000 | 13,693,000 | 13,636,000 | 13,339,000 |
| Risk-weighted assets | 94,891,000 | 94,765,000 | 92,809,000 | 89,150,000 |