Call reports 2011
PINE RIVER VALLEY BANK — 2011
What PINE RIVER VALLEY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 160,514,000 | 155,832,000 | 150,279,000 | 145,247,000 |
| Total loans | 97,688,000 | 95,443,000 | 91,533,000 | 84,021,000 |
| Allowance for loan losses | 3,350,000 | 3,227,000 | 3,022,000 | 2,289,000 |
| Securities available for sale | 37,429,000 | 35,130,000 | 33,181,000 | 31,006,000 |
| Securities held to maturity | 2,037,000 | 2,037,000 | 828,000 | 828,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 135,954,000 | 130,970,000 | 134,976,000 | 129,687,000 |
| Interest-bearing deposits | 107,813,000 | 103,151,000 | 102,378,000 | 97,889,000 |
| Noninterest-bearing deposits | 28,141,000 | 27,819,000 | 32,598,000 | 31,798,000 |
| Equity capital | 13,264,000 | 13,758,000 | 14,142,000 | 14,019,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,718,000 | 3,422,000 | 5,011,000 | 6,520,000 |
| Interest expense | 300,000 | 575,000 | 964,000 | 1,161,000 |
| Net interest income | 1,418,000 | 2,847,000 | 4,047,000 | 5,359,000 |
| Noninterest income | 316,000 | 608,000 | 792,000 | 1,050,000 |
| Noninterest expense | 2,171,000 | 3,628,000 | 4,918,000 | 6,585,000 |
| Provision for loan losses | 325,000 | 325,000 | 325,000 | 325,000 |
| Pretax income | -727,000 | -464,000 | -228,000 | -321,000 |
| Income tax | -192,000 | -113,000 | -64,000 | -49,000 |
| Net income | -535,000 | -351,000 | -164,000 | -272,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,538,000 | 12,580,000 | 13,059,000 | 12,992,000 |
| Total capital | 13,982,000 | 13,978,000 | 14,393,000 | 14,237,000 |
| Risk-weighted assets | 113,650,000 | 109,984,000 | 104,740,000 | 98,343,000 |