Call reports 2010
PINE RIVER VALLEY BANK — 2010
What PINE RIVER VALLEY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 184,269,000 | 186,992,000 | 189,379,000 | 174,018,000 |
| Total loans | 115,301,000 | 113,145,000 | 109,395,000 | 104,023,000 |
| Allowance for loan losses | 1,763,000 | 1,869,000 | 1,961,000 | 3,242,000 |
| Securities available for sale | 34,941,000 | 33,641,000 | 44,787,000 | 44,823,000 |
| Securities held to maturity | 2,702,000 | 2,702,000 | 2,702,000 | 2,037,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,840,000 | 160,960,000 | 163,147,000 | 148,971,000 |
| Interest-bearing deposits | 130,724,000 | 131,443,000 | 132,290,000 | 118,401,000 |
| Noninterest-bearing deposits | 28,116,000 | 29,517,000 | 30,857,000 | 30,570,000 |
| Equity capital | 14,234,000 | 14,588,000 | 14,875,000 | 13,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 2,193,000 | 4,327,000 | 6,387,000 | 8,243,000 |
| Interest expense | 542,000 | 1,061,000 | 1,554,000 | 1,969,000 |
| Net interest income | 1,651,000 | 3,266,000 | 4,833,000 | 6,274,000 |
| Noninterest income | 303,000 | 622,000 | 909,000 | 1,195,000 |
| Noninterest expense | 1,435,000 | 3,032,000 | 4,649,000 | 6,128,000 |
| Provision for loan losses | 200,000 | 350,000 | 525,000 | 2,175,000 |
| Pretax income | 331,000 | 684,000 | 965,000 | -279,000 |
| Income tax | 86,000 | 178,000 | 265,000 | -413,000 |
| Net income | 245,000 | 506,000 | 700,000 | 134,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,921,000 | 14,182,000 | 14,375,000 | 13,087,000 |
| Total capital | 15,465,000 | 15,719,000 | 15,919,000 | 14,639,000 |
| Risk-weighted assets | 123,621,000 | 124,139,000 | 123,069,000 | 122,463,000 |