Call reports 2009
PINE RIVER VALLEY BANK — 2009
What PINE RIVER VALLEY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 176,117,000 | 190,128,000 | 191,912,000 | 187,267,000 |
| Total loans | 127,599,000 | 128,470,000 | 127,050,000 | 122,990,000 |
| Allowance for loan losses | 1,181,000 | 1,331,000 | 1,262,000 | 1,571,000 |
| Securities available for sale | 31,555,000 | 33,295,000 | 41,261,000 | 36,271,000 |
| Securities held to maturity | 3,162,000 | 3,162,000 | 3,162,000 | 2,702,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 150,508,000 | 164,572,000 | 165,598,000 | 162,130,000 |
| Interest-bearing deposits | 120,763,000 | 133,428,000 | 133,968,000 | 103,135,000 |
| Noninterest-bearing deposits | 29,745,000 | 31,144,000 | 31,630,000 | 58,995,000 |
| Equity capital | 13,985,000 | 13,967,000 | 14,560,000 | 13,914,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 2,364,000 | 4,678,000 | 7,095,000 | 9,464,000 |
| Interest expense | 678,000 | 1,429,000 | 2,166,000 | 2,778,000 |
| Net interest income | 1,686,000 | 3,249,000 | 4,929,000 | 6,686,000 |
| Noninterest income | 316,000 | 685,000 | 1,045,000 | 1,399,000 |
| Noninterest expense | 1,512,000 | 3,011,000 | 4,561,000 | 5,859,000 |
| Provision for loan losses | 100,000 | 250,000 | 350,000 | 2,254,000 |
| Pretax income | 400,000 | 689,000 | 1,082,000 | 472,000 |
| Income tax | 112,000 | 193,000 | 303,000 | -114,000 |
| Net income | 288,000 | 496,000 | 779,000 | 586,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,549,000 | 13,696,000 | 13,968,000 | 13,775,000 |
| Total capital | 14,730,000 | 15,027,000 | 15,230,000 | 15,346,000 |
| Risk-weighted assets | 132,512,000 | 132,555,000 | 130,448,000 | 126,170,000 |