Call reports 2002
PINE RIVER VALLEY BANK — 2002
What PINE RIVER VALLEY BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 69,910,000 | 74,299,000 | 77,251,000 | 75,429,000 |
| Total loans | 36,529,000 | 37,076,000 | 35,987,000 | 38,087,000 |
| Allowance for loan losses | 386,000 | 415,000 | 264,000 | 356,000 |
| Securities available for sale | 15,853,000 | 18,029,000 | 18,910,000 | 19,312,000 |
| Securities held to maturity | 6,511,000 | 4,751,000 | 5,040,000 | 4,618,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 63,033,000 | 66,601,000 | 69,363,000 | 67,417,000 |
| Interest-bearing deposits | 53,828,000 | 57,089,000 | 58,864,000 | 58,044,000 |
| Noninterest-bearing deposits | 9,205,000 | 9,512,000 | 10,499,000 | 9,373,000 |
| Equity capital | 6,448,000 | 7,250,000 | 7,535,000 | 7,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,177,000 | 2,356,000 | 3,518,000 | 4,722,000 |
| Interest expense | 447,000 | 883,000 | 1,321,000 | 1,716,000 |
| Net interest income | 730,000 | 1,473,000 | 2,197,000 | 3,006,000 |
| Noninterest income | 133,000 | 600,000 | 738,000 | 888,000 |
| Noninterest expense | 464,000 | 950,000 | 1,454,000 | 1,978,000 |
| Provision for loan losses | 12,000 | 29,000 | 87,000 | 187,000 |
| Pretax income | 387,000 | 1,094,000 | 1,394,000 | 1,729,000 |
| Income tax | 111,000 | 315,000 | 414,000 | 479,000 |
| Net income | 276,000 | 779,000 | 980,000 | 1,250,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,452,000 | 6,955,000 | 7,155,000 | 7,426,000 |
| Total capital | 6,838,000 | 7,370,000 | 7,419,000 | 7,782,000 |
| Risk-weighted assets | 41,711,000 | 43,338,000 | 43,432,000 | 44,834,000 |