Call reports 2001
PINE RIVER VALLEY BANK — 2001
What PINE RIVER VALLEY BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 60,408,000 | 66,472,000 | 67,439,000 | 67,344,000 |
| Total loans | 33,702,000 | 34,040,000 | 35,075,000 | 36,499,000 |
| Allowance for loan losses | 365,000 | 369,000 | 379,000 | 377,000 |
| Securities available for sale | 13,232,000 | 12,266,000 | 15,299,000 | 15,315,000 |
| Securities held to maturity | 4,322,000 | 5,376,000 | 5,155,000 | 6,084,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 54,152,000 | 60,061,000 | 60,509,000 | 60,355,000 |
| Interest-bearing deposits | 46,275,000 | 50,294,000 | 50,985,000 | 51,131,000 |
| Noninterest-bearing deposits | 7,877,000 | 9,767,000 | 9,524,000 | 9,224,000 |
| Equity capital | 5,836,000 | 6,132,000 | 6,498,000 | 6,701,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,173,000 | 2,400,000 | 3,683,000 | 4,918,000 |
| Interest expense | 534,000 | 1,082,000 | 1,624,000 | 2,136,000 |
| Net interest income | 639,000 | 1,318,000 | 2,059,000 | 2,782,000 |
| Noninterest income | 128,000 | 287,000 | 450,000 | 588,000 |
| Noninterest expense | 415,000 | 878,000 | 1,428,000 | 1,892,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 39,000 |
| Pretax income | 343,000 | 709,000 | 1,054,000 | 1,471,000 |
| Income tax | 103,000 | 208,000 | 309,000 | 398,000 |
| Net income | 240,000 | 501,000 | 745,000 | 1,073,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,734,000 | 5,995,000 | 6,239,000 | 6,566,000 |
| Total capital | 6,099,000 | 6,364,000 | 6,618,000 | 6,943,000 |
| Risk-weighted assets | 36,789,000 | 39,071,000 | 40,057,000 | 41,171,000 |