Call reports 2004
PIONEER TRUST BANK, NATIONAL ASSOCIATION — 2004
What PIONEER TRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 218,984,000 | 214,006,000 | 217,706,000 | 222,752,000 |
| Total loans | 114,085,000 | 123,237,000 | 128,492,000 | 137,492,000 |
| Allowance for loan losses | 742,000 | 773,000 | 813,000 | 812,000 |
| Securities available for sale | 64,295,000 | 53,030,000 | 55,687,000 | 48,084,000 |
| Securities held to maturity | 11,111,000 | 9,689,000 | 8,987,000 | 6,980,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 190,228,000 | 185,728,000 | 188,078,000 | 191,665,000 |
| Interest-bearing deposits | 164,267,000 | 158,199,000 | 176,012,000 | 176,383,000 |
| Noninterest-bearing deposits | 25,961,000 | 27,529,000 | 12,066,000 | 15,282,000 |
| Equity capital | 26,853,000 | 27,581,000 | 28,945,000 | 30,542,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,750,000 | 5,501,000 | 8,350,000 | 11,300,000 |
| Interest expense | 360,000 | 700,000 | 1,065,000 | 1,517,000 |
| Net interest income | 2,390,000 | 4,801,000 | 7,285,000 | 9,783,000 |
| Noninterest income | 1,223,000 | 2,474,000 | 3,776,000 | 5,144,000 |
| Noninterest expense | 1,270,000 | 2,606,000 | 3,910,000 | 5,385,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 110,000 |
| Pretax income | 2,313,000 | 4,629,000 | 7,086,000 | 9,466,000 |
| Income tax | 859,000 | 1,722,000 | 2,643,000 | 3,521,000 |
| Net income | 1,454,000 | 2,907,000 | 4,443,000 | 5,945,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,638,000 | 27,090,000 | 28,626,000 | 30,128,000 |
| Total capital | 26,380,000 | 27,863,000 | 29,439,000 | 30,940,000 |
| Risk-weighted assets | 138,522,000 | 145,833,000 | 151,144,000 | 157,217,000 |