Call reports 2003
PIONEER TRUST BANK, NATIONAL ASSOCIATION — 2003
What PIONEER TRUST BANK, NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 211,982,000 | 214,032,000 | 217,095,000 | 220,184,000 |
| Total loans | 97,257,000 | 101,332,000 | 104,089,000 | 109,888,000 |
| Allowance for loan losses | 672,000 | 705,000 | 749,000 | 721,000 |
| Securities available for sale | 66,006,000 | 63,407,000 | 68,292,000 | 65,685,000 |
| Securities held to maturity | 15,206,000 | 14,340,000 | 12,935,000 | 11,316,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 180,841,000 | 182,392,000 | 184,435,000 | 186,460,000 |
| Interest-bearing deposits | 154,165,000 | 156,224,000 | 156,380,000 | 157,832,000 |
| Noninterest-bearing deposits | 26,676,000 | 26,168,000 | 28,055,000 | 28,628,000 |
| Equity capital | 28,653,000 | 30,013,000 | 31,200,000 | 32,550,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,849,000 | 5,653,000 | 8,471,000 | 11,202,000 |
| Interest expense | 483,000 | 921,000 | 1,296,000 | 1,666,000 |
| Net interest income | 2,366,000 | 4,732,000 | 7,175,000 | 9,536,000 |
| Noninterest income | 1,190,000 | 2,402,000 | 3,704,000 | 5,043,000 |
| Noninterest expense | 1,206,000 | 2,441,000 | 3,678,000 | 5,060,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 125,000 |
| Pretax income | 2,322,000 | 4,639,000 | 7,113,000 | 9,423,000 |
| Income tax | 846,000 | 1,688,000 | 2,603,000 | 3,430,000 |
| Net income | 1,476,000 | 2,951,000 | 4,510,000 | 5,993,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,585,000 | 28,059,000 | 29,618,000 | 31,101,000 |
| Total capital | 27,257,000 | 28,764,000 | 30,367,000 | 31,822,000 |
| Risk-weighted assets | 119,242,000 | 124,157,000 | 130,385,000 | 137,392,000 |