Call reports 2010
FIRST NATIONAL BANK OF THE SOUTH — 2010
What FIRST NATIONAL BANK OF THE SOUTH reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Total assets | 681,991,000 | 619,374,000 |
| Total loans | 507,185,000 | 473,396,000 |
| Allowance for loan losses | 23,310,000 | 20,056,000 |
| Securities available for sale | 59,283,000 | 41,392,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 610,142,000 | 550,891,000 |
| Interest-bearing deposits | 570,115,000 | 511,181,000 |
| Noninterest-bearing deposits | 40,026,000 | 39,710,000 |
| Equity capital | 13,820,000 | 11,246,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Interest income | 6,590,000 | 12,867,000 |
| Interest expense | 3,813,000 | 7,001,000 |
| Net interest income | 2,777,000 | 5,866,000 |
| Noninterest income | 581,000 | 1,120,000 |
| Noninterest expense | 4,952,000 | 9,816,000 |
| Provision for loan losses | 3,700,000 | 5,700,000 |
| Pretax income | -5,145,000 | -8,289,000 |
| Income tax | 370,000 | 370,000 |
| Net income | -5,515,000 | -8,659,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 |
|---|---|---|
| Tier 1 capital | 13,613,000 | 10,498,000 |
| Total capital | 19,980,000 | 16,500,000 |
| Risk-weighted assets | 492,531,000 | 466,124,000 |