Call reports 2006
FIRST NATIONAL BANK OF THE SOUTH — 2006
What FIRST NATIONAL BANK OF THE SOUTH reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 361,236,000 | 388,004,000 | 419,528,000 | 466,722,000 |
| Total loans | 287,987,000 | 316,390,000 | 339,978,000 | 379,490,000 |
| Allowance for loan losses | 3,014,000 | 3,306,000 | 3,543,000 | 3,795,000 |
| Securities available for sale | 46,178,000 | 50,922,000 | 57,751,000 | 63,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,200,000 | 313,373,000 | 332,916,000 | 382,397,000 |
| Interest-bearing deposits | 271,775,000 | 288,925,000 | 301,910,000 | 349,390,000 |
| Noninterest-bearing deposits | 27,425,000 | 24,448,000 | 31,006,000 | 33,007,000 |
| Equity capital | 31,595,000 | 32,323,000 | 34,311,000 | 36,040,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 5,857,000 | 12,732,000 | 20,346,000 | 28,861,000 |
| Interest expense | 2,737,000 | 5,891,000 | 9,629,000 | 13,907,000 |
| Net interest income | 3,120,000 | 6,841,000 | 10,717,000 | 14,954,000 |
| Noninterest income | 485,000 | 895,000 | 1,366,000 | 2,046,000 |
| Noninterest expense | 2,092,000 | 4,181,000 | 6,366,000 | 8,792,000 |
| Provision for loan losses | 343,000 | 698,000 | 940,000 | 1,192,000 |
| Pretax income | 1,202,000 | 2,889,000 | 4,809,000 | 7,049,000 |
| Income tax | 355,000 | 871,000 | 1,466,000 | 2,095,000 |
| Net income | 847,000 | 2,018,000 | 3,343,000 | 4,954,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,554,000 | 32,011,000 | 33,699,000 | 35,096,000 |
| Total capital | 34,568,000 | 35,317,000 | 37,242,000 | 38,891,000 |
| Risk-weighted assets | 280,540,000 | 312,639,000 | 345,539,000 | 388,516,000 |