Call reports 2002
FIRST NATIONAL BANK OF THE SOUTH — 2002
What FIRST NATIONAL BANK OF THE SOUTH reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 93,167,000 | 106,832,000 | 118,946,000 | 139,920,000 |
| Total loans | 69,457,000 | 78,125,000 | 89,843,000 | 93,106,000 |
| Allowance for loan losses | 868,000 | 976,000 | 1,123,000 | 1,164,000 |
| Securities available for sale | 11,328,000 | 12,094,000 | 12,163,000 | 20,560,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 80,877,000 | 94,317,000 | 105,760,000 | 121,425,000 |
| Interest-bearing deposits | 72,738,000 | 84,346,000 | 94,336,000 | 105,094,000 |
| Noninterest-bearing deposits | 8,139,000 | 9,971,000 | 11,424,000 | 16,331,000 |
| Equity capital | 9,735,000 | 9,968,000 | 10,299,000 | 10,520,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,290,000 | 2,719,000 | 4,307,000 | 6,011,000 |
| Interest expense | 567,000 | 1,144,000 | 1,783,000 | 2,489,000 |
| Net interest income | 723,000 | 1,575,000 | 2,524,000 | 3,522,000 |
| Noninterest income | 145,000 | 352,000 | 588,000 | 842,000 |
| Noninterest expense | 755,000 | 1,526,000 | 2,373,000 | 3,336,000 |
| Provision for loan losses | 74,000 | 218,000 | 370,000 | 418,000 |
| Pretax income | 39,000 | 183,000 | 369,000 | 610,000 |
| Income tax | 5,000 | 25,000 | 0 | 0 |
| Net income | 34,000 | 158,000 | 369,000 | 610,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,708,000 | 9,856,000 | 9,935,000 | 10,163,000 |
| Total capital | 10,576,000 | 10,832,000 | 11,046,000 | 11,327,000 |
| Risk-weighted assets | 69,407,000 | 78,479,000 | 88,897,000 | 94,937,000 |