Call reports 2001
HALIFAX NATIONAL BANK — 2001
What HALIFAX NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 47,787,000 | 48,816,000 | 51,725,000 | 50,823,000 |
| Total loans | 30,257,000 | 30,716,000 | 30,798,000 | 31,166,000 |
| Allowance for loan losses | 371,000 | 371,000 | 370,000 | 370,000 |
| Securities available for sale | 12,825,000 | 13,307,000 | 13,531,000 | 14,435,000 |
| Securities held to maturity | 1,218,000 | 1,173,000 | 950,000 | 759,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,420,000 | 40,325,000 | 42,920,000 | 42,104,000 |
| Interest-bearing deposits | 35,835,000 | 36,675,000 | 39,400,000 | 38,363,000 |
| Noninterest-bearing deposits | 3,585,000 | 3,650,000 | 3,520,000 | 3,741,000 |
| Equity capital | 8,118,000 | 8,233,000 | 8,459,000 | 8,426,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 831,000 | 1,644,000 | 2,495,000 | 3,307,000 |
| Interest expense | 433,000 | 848,000 | 1,257,000 | 1,633,000 |
| Net interest income | 398,000 | 796,000 | 1,238,000 | 1,674,000 |
| Noninterest income | 21,000 | 53,000 | 75,000 | 97,000 |
| Noninterest expense | 245,000 | 480,000 | 722,000 | 979,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 174,000 | 369,000 | 593,000 | 818,000 |
| Income tax | 33,000 | 69,000 | 118,000 | 162,000 |
| Net income | 141,000 | 300,000 | 475,000 | 656,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,966,000 | 8,094,000 | 8,238,000 | 8,306,000 |
| Total capital | 8,283,000 | 8,465,000 | 8,570,000 | 8,641,000 |
| Risk-weighted assets | 25,330,000 | 33,904,000 | 26,515,000 | 26,745,000 |