Call reports 2025
PEOPLES BANK, THE — 2025
What PEOPLES BANK, THE reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Total assets | 298,460,000 | 296,119,000 | 293,238,000 |
| Total loans | 186,527,000 | 184,533,000 | 178,776,000 |
| Allowance for loan losses | 2,589,000 | 2,519,000 | 2,469,000 |
| Securities available for sale | 50,143,000 | 50,214,000 | 50,081,000 |
| Securities held to maturity | 20,000,000 | 20,000,000 | 15,000,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 259,491,000 | 256,089,000 | 252,016,000 |
| Interest-bearing deposits | 152,084,000 | 147,409,000 | 143,789,000 |
| Noninterest-bearing deposits | 107,407,000 | 108,680,000 | 108,227,000 |
| Equity capital | 37,309,000 | 38,707,000 | 39,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Interest income | 3,147,000 | 6,357,000 | 9,545,000 |
| Interest expense | 255,000 | 518,000 | 776,000 |
| Net interest income | 2,892,000 | 5,839,000 | 8,769,000 |
| Noninterest income | 2,420,000 | 3,789,000 | 5,333,000 |
| Noninterest expense | 3,847,000 | 7,185,000 | 10,636,000 |
| Provision for loan losses | 0 | -100,000 | -150,000 |
| Pretax income | 1,465,000 | 2,543,000 | 3,616,000 |
| Income tax | 358,000 | 603,000 | 851,000 |
| Net income | 1,107,000 | 1,940,000 | 2,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 |
|---|---|---|---|
| Tier 1 capital | 39,532,000 | 40,423,000 | 40,986,000 |
| Total capital | 41,676,000 | 42,587,000 | 43,056,000 |
| Risk-weighted assets | 171,098,000 | 172,736,000 | 165,158,000 |