Call reports 2024
PEOPLES BANK, THE — 2024
What PEOPLES BANK, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 303,924,000 | 306,009,000 | 299,365,000 | 306,182,000 |
| Total loans | 191,630,000 | 189,118,000 | 188,082,000 | 186,694,000 |
| Allowance for loan losses | 2,734,000 | 2,743,000 | 2,751,000 | 2,582,000 |
| Securities available for sale | 50,609,000 | 50,054,000 | 51,507,000 | 49,445,000 |
| Securities held to maturity | 35,000,000 | 35,000,000 | 30,000,000 | 20,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 269,459,000 | 269,570,000 | 258,821,000 | 267,426,000 |
| Interest-bearing deposits | 163,962,000 | 161,430,000 | 148,394,000 | 153,203,000 |
| Noninterest-bearing deposits | 105,497,000 | 108,140,000 | 110,427,000 | 114,223,000 |
| Equity capital | 32,455,000 | 33,370,000 | 35,572,000 | 35,554,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 3,189,000 | 6,405,000 | 9,646,000 | 12,911,000 |
| Interest expense | 236,000 | 488,000 | 736,000 | 987,000 |
| Net interest income | 2,953,000 | 5,917,000 | 8,910,000 | 11,924,000 |
| Noninterest income | 2,214,000 | 3,571,000 | 5,087,000 | 6,389,000 |
| Noninterest expense | 3,732,000 | 7,213,000 | 10,565,000 | 14,366,000 |
| Provision for loan losses | 0 | 0 | 0 | -205,000 |
| Pretax income | 1,435,000 | 2,375,000 | 3,532,000 | 4,287,000 |
| Income tax | 340,000 | 546,000 | 811,000 | 967,000 |
| Net income | 1,095,000 | 1,829,000 | 2,721,000 | 3,320,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,562,000 | 37,352,000 | 38,001,000 | 38,664,000 |
| Total capital | 38,871,000 | 39,613,000 | 40,201,000 | 40,846,000 |
| Risk-weighted assets | 184,167,000 | 180,380,000 | 175,390,000 | 174,112,000 |