Call reports 2023
PEOPLES BANK, THE — 2023
What PEOPLES BANK, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 325,024,000 | 319,859,000 | 306,907,000 | 319,074,000 |
| Total loans | 175,412,000 | 185,241,000 | 184,294,000 | 187,566,000 |
| Allowance for loan losses | 2,853,000 | 2,873,000 | 3,035,000 | 2,722,000 |
| Securities available for sale | 53,473,000 | 52,080,000 | 49,513,000 | 51,791,000 |
| Securities held to maturity | 43,860,000 | 40,000,000 | 40,000,000 | 35,000,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 294,664,000 | 289,314,000 | 275,043,000 | 282,419,000 |
| Interest-bearing deposits | 177,899,000 | 172,984,000 | 168,976,000 | 171,961,000 |
| Noninterest-bearing deposits | 116,765,000 | 116,330,000 | 106,067,000 | 110,458,000 |
| Equity capital | 28,097,000 | 28,568,000 | 28,798,000 | 32,124,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 3,316,000 | 6,568,000 | 9,782,000 | 13,008,000 |
| Interest expense | 100,000 | 219,000 | 394,000 | 601,000 |
| Net interest income | 3,216,000 | 6,349,000 | 9,388,000 | 12,407,000 |
| Noninterest income | 2,028,000 | 3,246,000 | 4,675,000 | 5,917,000 |
| Noninterest expense | 3,386,000 | 6,395,000 | 9,547,000 | 12,608,000 |
| Provision for loan losses | -140,000 | -140,000 | -140,000 | -466,000 |
| Pretax income | 1,858,000 | 3,200,000 | 4,516,000 | 6,016,000 |
| Income tax | 427,000 | 723,000 | 1,022,000 | 1,372,000 |
| Net income | 1,431,000 | 2,477,000 | 3,494,000 | 4,644,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,686,000 | 33,760,000 | 34,130,000 | 35,722,000 |
| Total capital | 34,783,000 | 35,972,000 | 36,358,000 | 38,009,000 |
| Risk-weighted assets | 166,843,000 | 176,160,000 | 177,306,000 | 182,363,000 |