Call reports 2022
PEOPLES BANK, THE — 2022
What PEOPLES BANK, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 344,409,000 | 346,990,000 | 352,832,000 | 354,731,000 |
| Total loans | 173,223,000 | 179,162,000 | 176,246,000 | 175,195,000 |
| Allowance for loan losses | 3,462,000 | 3,285,000 | 3,104,000 | 2,980,000 |
| Securities available for sale | 62,985,000 | 59,049,000 | 53,856,000 | 53,301,000 |
| Securities held to maturity | 0 | 0 | 20,000,000 | 48,860,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 312,717,000 | 317,166,000 | 324,495,000 | 324,963,000 |
| Interest-bearing deposits | 191,753,000 | 192,487,000 | 194,047,000 | 194,515,000 |
| Noninterest-bearing deposits | 120,964,000 | 124,679,000 | 130,448,000 | 130,448,000 |
| Equity capital | 28,260,000 | 27,048,000 | 24,416,000 | 26,342,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,201,000 | 4,495,000 | 7,154,000 | 10,526,000 |
| Interest expense | 111,000 | 224,000 | 336,000 | 443,000 |
| Net interest income | 2,090,000 | 4,271,000 | 6,818,000 | 10,083,000 |
| Noninterest income | 2,052,000 | 3,176,000 | 4,505,000 | 5,666,000 |
| Noninterest expense | 3,309,000 | 6,305,000 | 9,411,000 | 12,335,000 |
| Provision for loan losses | -100,000 | -300,000 | -500,000 | -700,000 |
| Pretax income | 933,000 | 1,442,000 | 2,412,000 | 4,114,000 |
| Income tax | 244,000 | 360,000 | 584,000 | 962,000 |
| Net income | 689,000 | 1,082,000 | 1,828,000 | 3,152,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,098,000 | 29,547,000 | 30,087,000 | 31,468,000 |
| Total capital | 31,163,000 | 31,664,000 | 32,288,000 | 33,676,000 |
| Risk-weighted assets | 163,831,000 | 168,176,000 | 175,222,000 | 175,912,000 |