Call reports 2021
PEOPLES BANK, THE — 2021
What PEOPLES BANK, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 310,744,000 | 317,585,000 | 330,983,000 | 345,529,000 |
| Total loans | 176,691,000 | 167,271,000 | 170,625,000 | 164,407,000 |
| Allowance for loan losses | 3,290,000 | 3,478,000 | 3,639,000 | 3,451,000 |
| Securities available for sale | 22,229,000 | 27,757,000 | 55,811,000 | 53,473,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 275,844,000 | 282,196,000 | 294,082,000 | 310,966,000 |
| Interest-bearing deposits | 168,687,000 | 173,162,000 | 180,332,000 | 184,056,000 |
| Noninterest-bearing deposits | 107,157,000 | 109,034,000 | 113,750,000 | 126,910,000 |
| Equity capital | 30,118,000 | 30,352,000 | 30,268,000 | 30,708,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,985,000 | 3,951,000 | 6,217,000 | 8,307,000 |
| Interest expense | 116,000 | 231,000 | 346,000 | 460,000 |
| Net interest income | 1,869,000 | 3,720,000 | 5,871,000 | 7,847,000 |
| Noninterest income | 1,499,000 | 2,602,000 | 3,799,000 | 5,146,000 |
| Noninterest expense | 2,784,000 | 5,463,000 | 8,265,000 | 11,282,000 |
| Provision for loan losses | 0 | 0 | 0 | -300,000 |
| Pretax income | 584,000 | 859,000 | 1,405,000 | 2,011,000 |
| Income tax | 154,000 | 215,000 | 353,000 | 506,000 |
| Net income | 430,000 | 644,000 | 1,052,000 | 1,505,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 27,631,000 | 27,902,000 | 28,106,000 | 28,614,000 |