Call reports 2020
PEOPLES BANK, THE — 2020
What PEOPLES BANK, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 248,997,000 | 275,269,000 | 286,655,000 | 305,194,000 |
| Total loans | 185,481,000 | 185,736,000 | 181,239,000 | 177,086,000 |
| Allowance for loan losses | 3,174,000 | 3,201,000 | 3,234,000 | 3,248,000 |
| Securities available for sale | 14,799,000 | 13,608,000 | 28,012,000 | 21,023,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,488,000 | 242,249,000 | 252,501,000 | 269,473,000 |
| Interest-bearing deposits | 141,023,000 | 146,458,000 | 153,860,000 | 164,208,000 |
| Noninterest-bearing deposits | 74,465,000 | 95,791,000 | 98,641,000 | 105,265,000 |
| Equity capital | 29,056,000 | 29,677,000 | 29,940,000 | 29,981,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 2,373,000 | 4,704,000 | 6,950,000 | 8,964,000 |
| Interest expense | 152,000 | 288,000 | 413,000 | 535,000 |
| Net interest income | 2,221,000 | 4,416,000 | 6,537,000 | 8,429,000 |
| Noninterest income | 1,687,000 | 2,913,000 | 4,138,000 | 5,188,000 |
| Noninterest expense | 2,754,000 | 5,376,000 | 8,103,000 | 10,627,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,154,000 | 1,953,000 | 2,572,000 | 2,990,000 |
| Income tax | 304,000 | 513,000 | 674,000 | 780,000 |
| Net income | 850,000 | 1,440,000 | 1,898,000 | 2,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,089,000 | 26,777,000 | 27,038,000 | 27,407,000 |