Call reports 2019
PEOPLES BANK, THE — 2019
What PEOPLES BANK, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 243,471,000 | 242,409,000 | 246,191,000 | 249,189,000 |
| Total loans | 194,157,000 | 184,897,000 | 181,764,000 | 188,439,000 |
| Allowance for loan losses | 3,509,000 | 3,409,000 | 3,409,000 | 3,145,000 |
| Securities available for sale | 22,845,000 | 22,820,000 | 16,718,000 | 14,833,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 211,522,000 | 209,642,000 | 212,847,000 | 215,000,000 |
| Interest-bearing deposits | 140,428,000 | 136,390,000 | 140,088,000 | 139,020,000 |
| Noninterest-bearing deposits | 71,094,000 | 73,252,000 | 72,759,000 | 75,980,000 |
| Equity capital | 26,689,000 | 27,351,000 | 27,903,000 | 28,395,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,405,000 | 4,716,000 | 7,057,000 | 9,405,000 |
| Interest expense | 156,000 | 304,000 | 459,000 | 615,000 |
| Net interest income | 2,249,000 | 4,412,000 | 6,598,000 | 8,790,000 |
| Noninterest income | 1,418,000 | 2,550,000 | 3,836,000 | 4,838,000 |
| Noninterest expense | 2,765,000 | 5,498,000 | 8,228,000 | 10,975,000 |
| Provision for loan losses | 0 | 0 | -300,000 | -600,000 |
| Pretax income | 902,000 | 1,464,000 | 2,506,000 | 3,253,000 |
| Income tax | 231,000 | 220,000 | 489,000 | 681,000 |
| Net income | 671,000 | 1,244,000 | 2,017,000 | 2,572,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,681,000 | 24,196,000 | 24,790,000 | 25,413,000 |
| Total capital | 25,834,000 | 26,260,000 | 26,797,000 | 27,512,000 |
| Risk-weighted assets | 170,861,000 | 163,775,000 | 159,172,000 | 166,916,000 |