Call reports 2018
PEOPLES BANK, THE — 2018
What PEOPLES BANK, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 248,357,000 | 240,778,000 | 242,361,000 | 246,541,000 |
| Total loans | 190,203,000 | 195,912,000 | 198,459,000 | 195,162,000 |
| Allowance for loan losses | 3,418,000 | 3,378,000 | 3,415,000 | 3,407,000 |
| Securities available for sale | 23,578,000 | 23,204,000 | 22,991,000 | 22,875,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 219,957,000 | 212,032,000 | 213,091,000 | 216,309,000 |
| Interest-bearing deposits | 147,618,000 | 142,745,000 | 139,031,000 | 143,955,000 |
| Noninterest-bearing deposits | 72,339,000 | 69,287,000 | 74,060,000 | 72,354,000 |
| Equity capital | 24,636,000 | 25,046,000 | 25,414,000 | 26,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 2,237,000 | 4,514,000 | 6,817,000 | 9,129,000 |
| Interest expense | 121,000 | 239,000 | 358,000 | 488,000 |
| Net interest income | 2,116,000 | 4,275,000 | 6,459,000 | 8,641,000 |
| Noninterest income | 1,061,000 | 1,716,000 | 2,510,000 | 3,071,000 |
| Noninterest expense | 2,292,000 | 4,523,000 | 6,779,000 | 8,896,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 885,000 | 1,468,000 | 2,190,000 | 2,816,000 |
| Income tax | 220,000 | 363,000 | 544,000 | 698,000 |
| Net income | 665,000 | 1,105,000 | 1,646,000 | 2,118,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,638,000 | 26,103,000 | 26,489,000 | 26,989,000 |
| Total capital | 27,785,000 | 28,304,000 | 28,698,000 | 29,145,000 |
| Risk-weighted assets | 170,447,000 | 174,857,000 | 175,480,000 | 171,234,000 |