Call reports 2017
PEOPLES BANK, THE — 2017
What PEOPLES BANK, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 241,335,000 | 242,199,000 | 245,153,000 | 250,270,000 |
| Total loans | 173,134,000 | 174,351,000 | 184,216,000 | 184,550,000 |
| Allowance for loan losses | 4,248,000 | 3,947,000 | 3,625,000 | 3,395,000 |
| Securities available for sale | 36,320,000 | 32,501,000 | 31,788,000 | 29,077,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,932,000 | 209,769,000 | 217,422,000 | 221,467,000 |
| Interest-bearing deposits | 145,951,000 | 145,174,000 | 146,735,000 | 148,419,000 |
| Noninterest-bearing deposits | 62,981,000 | 64,595,000 | 70,687,000 | 73,048,000 |
| Equity capital | 23,557,000 | 23,907,000 | 24,145,000 | 24,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 2,069,000 | 4,185,000 | 6,297,000 | 8,680,000 |
| Interest expense | 198,000 | 381,000 | 528,000 | 656,000 |
| Net interest income | 1,871,000 | 3,804,000 | 5,769,000 | 8,024,000 |
| Noninterest income | 884,000 | 1,527,000 | 2,205,000 | 2,822,000 |
| Noninterest expense | 2,212,000 | 4,402,000 | 6,545,000 | 8,629,000 |
| Provision for loan losses | -175,000 | -350,000 | -525,000 | -700,000 |
| Pretax income | 718,000 | 1,279,000 | 1,954,000 | 2,917,000 |
| Income tax | 276,000 | 485,000 | 737,000 | 1,392,000 |
| Net income | 442,000 | 794,000 | 1,217,000 | 1,525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,791,000 | 24,203,000 | 24,472,000 | 25,129,000 |
| Total capital | 25,819,000 | 26,222,000 | 26,608,000 | 27,236,000 |
| Risk-weighted assets | 159,926,000 | 159,556,000 | 169,303,000 | 167,269,000 |