Call reports 2016
PEOPLES BANK, THE — 2016
What PEOPLES BANK, THE reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 237,154,000 | 236,334,000 | 252,626,000 | 254,652,000 |
| Total loans | 149,172,000 | 152,133,000 | 156,491,000 | 160,610,000 |
| Allowance for loan losses | 4,854,000 | 4,652,000 | 4,464,000 | 4,304,000 |
| Securities available for sale | 26,446,000 | 24,722,000 | 26,968,000 | 36,874,000 |
| Securities held to maturity | 59,000 | 390,000 | 952,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,814,000 | 198,772,000 | 214,534,000 | 217,046,000 |
| Interest-bearing deposits | 146,107,000 | 142,678,000 | 142,225,000 | 147,493,000 |
| Noninterest-bearing deposits | 53,707,000 | 56,094,000 | 72,309,000 | 69,553,000 |
| Equity capital | 24,147,000 | 24,410,000 | 24,567,000 | 23,285,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 1,980,000 | 3,893,000 | 5,808,000 | 7,785,000 |
| Interest expense | 269,000 | 529,000 | 780,000 | 1,026,000 |
| Net interest income | 1,711,000 | 3,364,000 | 5,028,000 | 6,759,000 |
| Noninterest income | 877,000 | 1,483,000 | 2,235,000 | 2,862,000 |
| Noninterest expense | 2,150,000 | 4,244,000 | 6,323,000 | 8,401,000 |
| Provision for loan losses | -225,000 | -450,000 | -675,000 | -900,000 |
| Pretax income | 663,000 | 1,053,000 | 1,615,000 | 2,120,000 |
| Income tax | 248,000 | 389,000 | 597,000 | 785,000 |
| Net income | 415,000 | 664,000 | 1,018,000 | 1,335,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,789,000 | 24,087,000 | 24,400,000 | 23,601,000 |
| Total capital | 25,554,000 | 25,857,000 | 26,248,000 | 25,501,000 |
| Risk-weighted assets | 137,867,000 | 138,546,000 | 145,092,000 | 149,476,000 |