Call reports 2015
PEOPLES BANK, THE — 2015
What PEOPLES BANK, THE reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 229,184,000 | 227,461,000 | 232,056,000 | 239,904,000 |
| Total loans | 142,004,000 | 137,983,000 | 146,764,000 | 151,850,000 |
| Allowance for loan losses | 5,256,000 | 5,310,000 | 5,223,000 | 5,183,000 |
| Securities available for sale | 40,382,000 | 38,567,000 | 30,348,000 | 22,774,000 |
| Securities held to maturity | 2,000 | 60,000 | 59,000 | 59,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,825,000 | 189,660,000 | 194,932,000 | 202,702,000 |
| Interest-bearing deposits | 141,630,000 | 138,161,000 | 141,126,000 | 145,122,000 |
| Noninterest-bearing deposits | 51,195,000 | 51,499,000 | 53,806,000 | 57,580,000 |
| Equity capital | 23,261,000 | 23,446,000 | 23,738,000 | 23,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 1,907,000 | 3,842,000 | 5,780,000 | 7,825,000 |
| Interest expense | 318,000 | 621,000 | 911,000 | 1,195,000 |
| Net interest income | 1,589,000 | 3,221,000 | 4,869,000 | 6,630,000 |
| Noninterest income | 768,000 | 1,408,000 | 2,107,000 | 2,637,000 |
| Noninterest expense | 2,120,000 | 4,193,000 | 6,270,000 | 8,244,000 |
| Provision for loan losses | -100,000 | -200,000 | -400,000 | -600,000 |
| Pretax income | 337,000 | 636,000 | 1,106,000 | 1,628,000 |
| Income tax | 119,000 | 221,000 | 394,000 | 587,000 |
| Net income | 218,000 | 415,000 | 712,000 | 1,041,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,692,000 | 22,953,000 | 23,348,000 | 23,802,000 |
| Total capital | 24,468,000 | 24,668,000 | 25,129,000 | 25,591,000 |
| Risk-weighted assets | 138,577,000 | 133,272,000 | 138,736,000 | 139,489,000 |