Call reports 2014
PEOPLES BANK, THE — 2014
What PEOPLES BANK, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 237,516,000 | 236,857,000 | 233,626,000 | 234,698,000 |
| Total loans | 145,928,000 | 149,045,000 | 148,189,000 | 140,244,000 |
| Allowance for loan losses | 6,036,000 | 5,799,000 | 5,611,000 | 5,427,000 |
| Securities available for sale | 13,380,000 | 12,769,000 | 11,870,000 | 11,025,000 |
| Securities held to maturity | 2,000 | 2,000 | 2,000 | 2,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,319,000 | 197,614,000 | 195,067,000 | 197,015,000 |
| Interest-bearing deposits | 150,522,000 | 148,132,000 | 144,971,000 | 143,329,000 |
| Noninterest-bearing deposits | 48,797,000 | 49,482,000 | 50,096,000 | 53,686,000 |
| Equity capital | 22,464,000 | 22,693,000 | 22,826,000 | 22,978,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 2,054,000 | 4,104,000 | 6,163,000 | 8,177,000 |
| Interest expense | 423,000 | 822,000 | 1,205,000 | 1,555,000 |
| Net interest income | 1,631,000 | 3,282,000 | 4,958,000 | 6,622,000 |
| Noninterest income | 686,000 | 1,410,000 | 2,047,000 | 2,691,000 |
| Noninterest expense | 2,251,000 | 4,436,000 | 6,611,000 | 8,738,000 |
| Provision for loan losses | -60,000 | -120,000 | -180,000 | -280,000 |
| Pretax income | 126,000 | 376,000 | 574,000 | 855,000 |
| Income tax | 39,000 | 121,000 | 185,000 | 280,000 |
| Net income | 87,000 | 255,000 | 389,000 | 575,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,214,000 | 20,491,000 | 20,451,000 | 20,804,000 |
| Total capital | 21,981,000 | 22,275,000 | 22,233,000 | 22,479,000 |
| Risk-weighted assets | 137,044,000 | 138,704,000 | 138,672,000 | 130,250,000 |