Call reports 2013
PEOPLES BANK, THE — 2013
What PEOPLES BANK, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 244,921,000 | 239,606,000 | 241,678,000 | 241,748,000 |
| Total loans | 162,554,000 | 157,130,000 | 150,965,000 | 144,279,000 |
| Allowance for loan losses | 5,626,000 | 5,775,000 | 6,218,000 | 6,260,000 |
| Securities available for sale | 4,009,000 | 9,610,000 | 13,977,000 | 15,216,000 |
| Securities held to maturity | 1,007,000 | 1,006,000 | 1,004,000 | 3,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,016,000 | 201,209,000 | 202,756,000 | 201,685,000 |
| Interest-bearing deposits | 158,947,000 | 153,697,000 | 155,189,000 | 151,438,000 |
| Noninterest-bearing deposits | 45,069,000 | 47,512,000 | 47,567,000 | 50,247,000 |
| Equity capital | 22,025,000 | 22,209,000 | 22,210,000 | 22,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,338,000 | 4,622,000 | 6,769,000 | 8,914,000 |
| Interest expense | 573,000 | 1,106,000 | 1,623,000 | 2,106,000 |
| Net interest income | 1,765,000 | 3,516,000 | 5,146,000 | 6,808,000 |
| Noninterest income | 865,000 | 1,678,000 | 2,373,000 | 3,040,000 |
| Noninterest expense | 2,379,000 | 4,504,000 | 6,747,000 | 8,963,000 |
| Provision for loan losses | 250,000 | 500,000 | 500,000 | 500,000 |
| Pretax income | 1,000 | 190,000 | 272,000 | 385,000 |
| Income tax | -16,000 | 43,000 | 82,000 | 80,000 |
| Net income | 17,000 | 147,000 | 190,000 | 305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,174,000 | 19,392,000 | 19,455,000 | 19,820,000 |
| Total capital | 21,117,000 | 21,294,000 | 21,250,000 | 21,560,000 |
| Risk-weighted assets | 151,695,000 | 148,277,000 | 139,121,000 | 134,683,000 |